Fintech app background

Fintech mobile UX — proven patterns for conversion & trust

Kelmoras designs mobile-first experiences for Australian fintech: onboarding, payments, KYC flows, and secure account management that users trust.

Serving startups and established financial services across Australia.
App screens

Our fintech UX services

  • Onboarding & identity flows (KYC optimized)
  • Payments, wallets & transfer UX
  • Security & trust design (auth, MFA)
  • Micro-interactions & conversion optimisation
  • Mobile-first UI and responsive systems

Why Kelmoras for fintech

We blend quantitative research, privacy-aware usability testing, and UI systems that meet Australian compliance expectations (AU consumer protection and data privacy practices).

A/B testingAccessibility (WCAG)Performance economyDesign systems

Our process — from discovery to launch

1
Discovery

Stakeholder interviews, audit of existing flows, regulatory checklist.

2
Research

User interviews, behavioural analytics, prototype testing.

3
Design

High-fidelity UI, micro-interactions, accessibility review.

4
Validate & iterate

Usability testing, handoff, and post-launch optimisation.

Research & usability testing

We run remote moderated sessions, unmoderated click tests, and in-person usability where appropriate. Tests are designed to surface drop-off in onboarding and payment flows for Australian audiences.

  • Prototype testing (in-context with realistic tasks)
  • Usability metrics: task success, time-on-task, SUS
  • Compliance-aware recruitment and consent process
Usability test

Selected case studies

Case: Payments app
Payments app — reduced friction

Streamlined transfer flow increased completion by 18% in testing.

Read more
Case: Onboarding
Onboarding — KYC optimisation

Reduced time-to-complete and drop-offs with progressive disclosure.

Read more
Case: Wallet
Wallet UI — clarity & trust

Design system implementation for consistent transaction contexts.

Read more

Patterns, components & FAQ

We recommend step-up authentication only where risk dictates; prefer progressive locks and contextual prompts to maintain flow.

Clear, concise microcopy with progressive disclosure reduces help requests and supports compliance messaging.

Design graceful recoveries with clear error states, retry options and visible support contact points tailored to Australian banking hours.
Quick reference
PatternWhen
Progressive disclosureLong forms
Inline validationPayments
Contextual helpAuth & errors

Team & contact

Lead designer
Ava Morgan
Lead UX Designer — fintech

Ready to refine your mobile flows for better conversion and compliance? We work with product teams across Australia to deliver measurable improvements.

Office: Surry Hills, NSW • Phone: +61472583946